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Privacy Policy

Phinanz.net, Inc. has adopted a strict policy designed to help protect your privacy. Unless compelled to do so by law, Phinanz.net will not knowingly make your name, email address or other personal information available to outside parties without your direct expressed approval. Phinanz.net's Privacy Policy serves as an extension of its commitment to combine the highest-quality products and services with the highest level of integrity in dealing with customers and partners. Phinanz.net recognizes the responsibility associated with handling your information, and takes your privacy rights seriously. Phinanz.net's Privacy Policy is designed to assist you in understanding how it collects, uses and safeguards the personal information you provide to it, and to assist you in making informed decisions when using its web site. Phinanz.net's Privacy Policy will be continuously assessed against new technologies, business practices and our customers' needs.

1. What Information Does The Company Collect?

When you visit Phinanz.net's web site you may provide the company with two types of information: (1) Information you knowingly choose to disclose that is collected on an individual basis and (2) Web site use information collected on an aggregate basis as you and others browse Phinanz.net's website.

PERSONAL INFORMATION YOU CHOOSE TO DISCLOSE

Email Information. If you choose to correspond with Phinanz.net through email, the Company may retain the content of your email messages together with your email address and the company's responses. Email that you may send to us may not be secure unless we advise you that security measures will be in place prior to your transmitting the information. For that reason, we ask that you do not send confidential information to us through an unsecured email.

How Does Phinanz.net Use the Personal Information That You Choose to Disclose?

Generally, Phinanz.net uses personal information for purposes of administering its business activities, providing customer service and making available other services to its customers and prospective customers. Occasionally, Phinanz.net may also use the information it collects to notify you about important changes to its web sites, new services and special offers it believes you will find valuable. The lists used to send you offers are developed and managed under Phinanz.net's traditional corporate standards designed to safeguard the security and privacy of its clients' personal information.

GENERAL INFORMATION COLLECTED ON AN AGGREGATE BASIS

General Information From Cookies and Web Server Logs. Similar to other commercial websites, Phinanz.net's website may utilize cookies and Web server logs to collect information about how its web site is used. Information gathered through cookies and web server logs may include the date and time of visits, the pages viewed, time spent at the company's web sites, and the web sites visited just before and just after the company's web site. This type of information is collected on an aggregate basis, and is not associated with you as an individual.

How Does Phinanz.net Use Information It Collects from Cookies and Web Server Logs?

Phinanz.net uses web site browser software tools such as cookies and web server logs to gather information about its web site users' browsing activities, in order to constantly improve our web sites and better serve its customers. This information in the cookies help Phinanz.net collect important business and technical statistics. The information in the cookies lets the company trace the paths followed by users to its Web site as they move from one page to another. Web server logs allow it to count how many people visit our web site and evaluate its web sites' visitor capacity. Phinanz.net does not use these technologies to capture your individual email address or any personally identifying information about you.

What are Cookies?

Cookies are a feature of web browser software that allows web servers to recognize the computer used to access a web site. Cookies are small pieces of data that are stored by a user's web browser on the user's hard drive. Cookies can remember what information a user accesses on one Web page to simplify subsequent interactions with that web site by the same user or to use the information to streamline the user's transactions on related web pages. This makes it easier for a user to move from web page to web page and to complete commercial transactions over the Internet. Cookies should make your online experience easier and more personalized.

2. Sharing Information with Affiliates and Strategic Partners

Unless compelled to do so by law (See Note 6.), Phinanz.net will not knowingly make your name, email address or other information you have provided to us available to third parties without your direct expressed approval.

Note: We use third-party advertising companies to serve ads when you visit our website. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you. Specifically: (1) Google, as a third party vendor, uses cookies to serve ads on this site, (2) Google's use of the DART cookie enables it to serve ads to visitors based on their visit to this site and other sites on the Internet and (3) Users may opt out of the use of the DART cookie by visiting the Google Google ad and content network privacy policy.

3. Notice of New Services and Changes

Occasionally, Phinanz.net may also use the information it collects to notify you about important changes to its web site, new services and special offers we think you may find valuable.

4. What Are Phinanz.net's Responsibilities Regarding Other Web Sites Linked to or From Its Web Sites?

The company is not responsible for the practices employed by web sites linked to or from its web sites nor the information or content contained therein. Often links to other web sites are provided solely as pointers to information on topics that may be useful to the users of the Company's web sites.

Please remember that when you use a link to go from Phinanz.net's web sites to another web site, the Company's Privacy Policy is no longer in effect. Your browsing and interaction on any other web site, including web sites which have a link on Phinanz.net's web site, is subject to that web site's own rules and policies. Please read over those rules and policies before proceeding.

5. How Does Phinanz.net Otherwise Protect Your Information?

Information Security. Phinanz.net utilizes standardized security software to safeguard the confidentiality of personal information it collects from unauthorized access or disclosure and accidental loss, alteration or destruction.

Evaluation of Information Protection Practices. Periodically, our operations and business practices are reviewed for compliance with corporate policies and procedures governing the security, confidentiality and quality of our information.

Employee Access, Training and Expectations. Our corporate values, ethical standards, policies and practices are committed to the protection of customer information. In general, our business practices limit employee access to confidential information, and limit the use and disclosure of such information to authorized persons, processes and transactions.

6. How Does Phinanz.net Address Legally Compelled Disclosure of Information?

Phinanz.net may disclose information when legally compelled to do so, or in other words, when the Company, in good faith, believes that the law requires it or for the protection of its legal rights.

7. Your Consent

By using Phinanz.net's web site(s) you consent to its collection and use of information as described in this Privacy Policy. If the company changes its privacy policies and procedures, it will post those changes on its web site to keep you aware of these changes.
 
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