Privacy Policy
Phinanz.net, Inc. has adopted a strict policy designed to help protect your
privacy. Unless compelled to do so by law, Phinanz.net will not knowingly make
your name, email address or other personal information available to outside
parties without your direct expressed approval. Phinanz.net's Privacy Policy
serves as an extension of its commitment to combine the highest-quality
products and services with the highest level of integrity in dealing with
customers and partners. Phinanz.net recognizes the responsibility associated with
handling your information, and takes your privacy rights seriously.
Phinanz.net's Privacy Policy is designed to assist you in understanding
how it collects, uses and safeguards the personal information you provide to
it, and to assist you in making informed decisions when using its web site. Phinanz.net's
Privacy Policy will be continuously assessed against new technologies, business
practices and our customers' needs.
1. What Information Does The Company Collect?
When you visit Phinanz.net's web site you may provide the company with two
types of information: (1) Information you knowingly choose to disclose that is
collected on an individual basis and (2) Web site use information collected on
an aggregate basis as you and others browse Phinanz.net's website.
INFORMATION YOU CHOOSE TO DISCLOSE
Registration Information. Phinanz.net collects several pieces of information
from you upon registration with Phinanz.net. These include a selected User Name,
a valid Email Address, and optionally your Real Name, Location and
indication of how you learned about Phinanz.net.
Email and Contact Form Contents. If you choose to correspond with
Phinanz.net through email or through its its contact form, the Company may retain the
content of your communications together with your email address and the company's responses.
Communications you may send to us may not be secure unless we advise you
that security measures will be in place prior to your transmitting the
information. For that reason, we ask that you do not send confidential
information to us through an unsecured email or through our web site's contact
form.
Forum Posts and Blog Comments. Information submitted through Phinanz.net's
microPHINOMIX Stocks Forum or macroPHINOMIX Economic Indicator Blog is publicly
associated with your selected User Name, and immediately available for review by
Phinanz.net's members.
Furthermore, members that choose to activate their Member RSS Feeds make their
microPHINOMIX Stocks Forum and macroPHINOMIX Economic Indicator Blog contributions
publicly available. In this case, your contributions are available to anyone in the
world with access to an unrestricted internet connection. As with the Forum Posts
and Blog Comments, your contributions are associated with the User Name selected
upon registerting with Phinanz.net.
How Does Phinanz.net Use the Personal Information That
You Choose to Disclose?
Generally, Phinanz.net uses personal information for
purposes of administering its business activities, providing customer
service and making available other services to its customers and
prospective customers. Occasionally, Phinanz.net may also use the
information it collects to notify you about important changes to its
web sites, new services and special offers it believes you will find valuable.
The lists used to send you offers are developed and managed under Phinanz.net's
traditional corporate standards designed to safeguard the security and privacy
of its clients' personal information.
GENERAL INFORMATION COLLECTED ON AN AGGREGATE BASIS
General Information From Cookies and Web Server Logs. Similar to other
commercial websites, Phinanz.net's website may utilize cookies and Web
server logs to collect information about how its web site is used.
Information gathered through cookies and web server logs may include the
date and time of visits, the pages viewed, time spent at the company's web
sites, and the web sites visited just before and just after the company's
web site. This type of information is collected on an aggregate basis, and
is not associated with you as an individual.
How Does Phinanz.net Use Information It Collects from
Cookies and Web Server Logs?
Phinanz.net uses web site browser software tools such as cookies and web
server logs to gather information about its web site users' browsing activities,
in order to constantly improve our web sites and better serve its customers.
This information in the cookies help Phinanz.net collect important business and
technical statistics. The information in the cookies lets the company trace the paths
followed by users to its Web site as they move from one page to another. Web server
logs allow it to count how many people visit our web site and evaluate its web sites'
visitor capacity. The information stored in cookies may also be used to faciliate
you login to Phinanz.net. Phinanz.net does not use these technologies to capture
personally identifying information about you.
What are Cookies?
Cookies are a feature of web browser software that allows web servers to
recognize the computer used to access a web site. Cookies are small
pieces of data that are stored by a user's web browser on the user's
hard drive. Cookies can remember what information a user accesses on one
Web page to simplify subsequent interactions with that web site by the
same user or to use the information to streamline the user's
transactions on related web pages. This makes it easier for a user to
move from web page to web page and to complete commercial transactions
over the Internet. Cookies should make your online experience easier and
more personalized.
2. Sharing Information with Affiliates and Strategic Partners
Unless compelled to do so by law (See Note 6.), Phinanz.net will not knowingly
make your name, email address or other information you have provided to us
available to third parties without your direct expressed approval.
Note: We use third-party advertising companies to serve ads when you visit our
website. These companies may use information (not including your name, address,
email address, or telephone number) about your visits to this and other websites
in order to provide advertisements about goods and services of interest to you.
Specifically: (1) Google, as a third party vendor, uses cookies to serve ads on
this site, (2) Google's use of the DART cookie enables it to serve ads to visitors
based on their visit to this site and other sites on the Internet and (3) Users
may opt out of the use of the DART cookie by visiting the Google
Google ad and content network privacy policy.
3. Notice of New Services and Changes
Occasionally, Phinanz.net may also use the information
it collects to notify you about important changes to its web site, new
services and special offers we think you may find valuable.
4. What Are Phinanz.net's Responsibilities Regarding Other Web Sites Linked to or From Its Web Sites?
The company is not responsible for the practices employed by web sites
linked to or from its web sites nor the information or content contained
therein. Often links to other web sites are provided solely as pointers
to information on topics that may be useful to the users of the
Company's web sites.
Please remember that when you use a link to go from Phinanz.net's web
sites to another web site, the Company's Privacy Policy is no longer in
effect. Your browsing and interaction on any other web site, including
web sites which have a link on Phinanz.net's web site, is subject to
that web site's own rules and policies. Please read over those rules and
policies before proceeding.
Also, please note that upon activating your member RSS Feeds your contributions to
Phinanz.net's microPHINOMIX Stocks Forum and macroPHINOMIX Economic Indicator Blog
are publicly associated with your selected User Name. The member RSS Feeds are generally
maintained so that you can share your contributions with your other communities on
other online networks. So, while Phinanz.net does not associate your contributions with
personally identifiable information you may do so when you push your member RSS feed
contents to other services that are associated with your real identity.
5. How Does Phinanz.net Otherwise Protect Your Information?
Information Security. Phinanz.net utilizes standardized
security software to safeguard the confidentiality of personal
information it collects from unauthorized access or disclosure and
accidental loss, alteration or destruction.
Evaluation of Information Protection Practices. Periodically, our
operations and business practices are reviewed for compliance with
corporate policies and procedures governing the security,
confidentiality and quality of our information.
Employee Access, Training and Expectations. Our corporate values,
ethical standards, policies and practices are based on our committment to the
protection of customer information. In general, our business practices
limit employee access to confidential information, and limit the use and
disclosure of such information to authorized persons, processes and
transactions.
6. How Does Phinanz.net Address Legally Compelled Disclosure of Information?
Phinanz.net may disclose information when legally
compelled to do so, or in other words, when the Company, in good faith,
believes that the law requires it or for the protection of its legal
rights.
7. Your Consent
By using Phinanz.net's web site(s) you consent to its
collection and use of information as described in this Privacy Policy.
If the company changes its privacy policies and procedures, it will post
those changes on its web site to keep you aware of these changes.
